How it Works!
Step - One
You’ll be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion, and Experian. We prefer that you use a credit monitoring service that we recommend to pull all three of your credit reports because of the simplicity of use and their trial periods. Most of our preferred monitoring services offer a lot of additional features if you remain a member. If you don’t like any of the services we recommend , you can pull your credit reports from any provider of your choosing.
Step - Two
We provide you with a deep analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, our experts will provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.
Step - Three
Third, we load all of the inaccurate, misleading and unverifiable information into our system, and begin to challenge questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 45 days for updates. You can track your credit repair progress using our online portal.
Step - Four
Once the updated credit reports come back from the furnishers, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item. If the item comes back verified with no change, we follow up with the credit bureaus or the furnisher to try to get a resolution on why the inaccurate information is still on the credit report.